
GTCO Launches “Take On Squad Hackathon 3.0”: An Innovative Platform To bring together Developers, Designers And Entrepreneurs Across Nigeria
The Nigerian fintech market has recently received another game-changing, high-impact boost, with Guarantee Trust Holding Company (GTCO) officially opening applications for the “Take on Squad Hackathon 3.0″, a bold initiative that is quickly becoming one of Africa’s most significant innovation programmes.
This hackathon, which will begin in early April 2026, is a huge tech event which is a purposeful, forward-thinking movement aimed at empowering the next generation of fintech disruptors, digital builders, and entrepreneurial visionaries.
What Is The “Take On Squad Hackathon 3.0”?
The Take on Squad Hackathon 3.0 is the third edition of GTCO’s flagship innovation initiative, which is supported by its fintech business department HabariPay and payment infrastructure platform Squad.

In today’s quickly expanding digital economy, initiatives like this are important. The GTCO’s hackathon aims to; Increase financial innovation in Nigeria, empower youthful tech talent and startups, develop scalable digital commerce solutions, and drive financial inclusion throughout Africa.
This frames the application as a significant catalyst for solving real-world problems, rather than just theoretical coding exercises.
Announced on April 4, 2026, it is quickly gathering traction as one of Nigeria’s most prominent high-impact fintech hackathons, with the goal of unlocking creativity, empowering talent, and accelerating the country’s transition to a genuinely digital economy. Far from being just another technology event, it is a strategic and transformative forum for developing the next generation of financial technology solutions in Africa.
Application Process And Participation
Applications were formally launched via the specific squad platform portal link: https://www.squadco.com/hackathon/
The programme accepts a diverse group of participants from around Nigeria, including developers, designers, startups, and technology entrepreneurs. This inclusive strategy guarantees that the hackathon draws from a varied pool of talent, bringing together different points of view and skill sets.
Participants are required to form teams and create solutions that use Squad’s APIs and infrastructure. The emphasis is on creating products that are not only functional but also scalable and able to thrive in real-world settings. This condition raises the competitiveness level, making it both tough and rewarding.
Focus On Payments, APIs, And Digital Commerce
One of the best parts of this hackathon is its intentional emphasis on payments, finance APIs, and digital commerce ecosystems. These aren’t random ideas; they form the foundation of modern financial technology.
GTCO efficiently directs innovation toward areas with the greatest economic impact and growth potential by encouraging participants to build in this space. The usage of Squad APIs also implies that participants are dealing with genuine financial instruments, which raises the likelihood of their solutions being accepted after the hackathon.
This practical orientation elevates the event from a mere coding challenge to a platform for genuine entrepreneurs and viable finance applications.
Rewards, Opportunities, And GTCO’s Vision For The Future
While the hackathon provides good cash incentives, the true value is found in the long-term opportunities it creates. Winning teams will receive not just financial incentives but also recognition, mentorship, and access to GTCO’s larger innovation ecosystem. The initiative sends a clear and strategic message about its vision for the future of finance in Africa.
Participants may also be accepted into advanced development programmes, where their ideas can be improved and turned into fully functional products. This establishes a unique and powerful path from concept to commercialisation, which many hackathons fail to accomplish. The exposure itself can be career-defining, leading to collaborations, financing opportunities, and industry recognition.
Eduophon Japhet, Managing Director of HabariPay, describes the programme as a conscious attempt to invest in ideas and people that will shape the future. Her remark emphasises the significance of moving beyond theoretical innovation and toward solutions with real, quantifiable impact.

“Today’s dynamic, digitally driven world demands continuous innovation, which is shaping how economies grow, businesses scale, and societies evolve.”
‘Through the ‘Take on Squad’ Hackathon, we are consciously investing in the ideas and talent that will shape the future. Our goal is not only to foster innovation but also to help it translate into scalable solutions with actual and demonstrable impact. This highlights GTCO’s role as a financial services platform that combines money, capability, and creativity to create long-term success.”
Conclusion
As Nigeria progresses toward becoming a global financial powerhouse, efforts like this will play an important part in shaping its future. The Take on Squad Hackathon 3.0 is a daring, innovative, and high-impact program that embodies the future of Nigeria’s digital economy. It blends strategic vision, practical tools, and real-world chances to create an inspirational and transforming experience.
Despite potential limits, its advantages significantly outweigh its disadvantages. It provides a venue for ideas to develop into solutions and talent to grow into impact.
The introduction of this hackathon occurs at a time when Nigeria’s tech ecosystem is brimming with both great prospects and serious obstacles. On the one hand, there is a rise in digital adoption, increased investment in fintech, and a rising pool of skilled developers. These qualities foster a dynamic and promising environment for innovation. GTCO’s hackathon aims to close this gap by offering resources, exposure, and an organised venue for creativity. However, like with many hackathons, there is always the risk that some ideas will not advance beyond the competition stage due to a lack of persistent support.
For more information visit www.squadco.com




